Basic Auto Policies: Test Your Knowledge

A recent Insurance.com survey of 500 drivers found that respondents could only correctly answer three out of 10 multiple-choice questions about the coverage offered by their auto policies.

The results show motorists are likely making mistakes when purchasing policies, especially if they do so through increasingly popular online services that cannot offer tailored guidance like an agent.

Women scored the highest—35 percent—while men answered an average of 27 percent of the survey questions correctly. Those who claimed to have read their policies cover-to-cover scored 28 percent, while those who reported never reading their policies got the highest average of 35 percent. Drivers rating themselves as having “excellent” auto insurance knowledge scored the lowest.

Experience also seems to matter: respondents aged 40 and older answered 39 percent of the questions correctly, while those ages 18 to 29 scored 24 percent.

How do you stack up? Take the entire quiz or answer the survey’s five most difficult questions.